Sims 4 Rags To Riches Challenge 2020 Update Guidelines, Rules, Steps

Sims 4 Rags to Riches is a challenge which raise the Sims life from Rags to Riches. You need to fulfill all main goals to complete the challenge. Before fulfilling main goals, you need to finish extreme rules of challenge.

The Rags to Riches makes your Sims productive. Also make sure to not skip any of the main goal which are optional.

Sims 4 Rags To Riches Challenge Rules

sims 4 rags to riches challenge

Make sure you follow extra ordinary mandatory rules to complete Rags To Riches Challenge. For that you need to finish all main goals. Then you will get paired with Challenge Rules. The Rags to Riches Challenge Rules are as follows:

  • If you add other Sims besides your children or spouse. Then you can not earn money from hobbies or career.
  • Do not use any cheat codes unless to reset your Sim. Take away your all money otherwise it will be wiped off.
  • You can rummage for public plants, food or BBQ until you have built your house. Foods can also be collected & make them outside.
  • To make money before job use the things listed in Making Money Section. Your wife can not work until met mandatory work needs. If more than one working Sim then they must meet requirement.
  • Until you have finish the mandatory steps, You can not place anything in your Sims lot. Items your Sim have can be used on your own lot except Seeds.
  • You can not place things outside the wall of your house. For that finish to Build a garden. 
  • If you are a member of club then you can earn money by writing, painting, etc.
  • If you wish to shift your Sim into apartments then you have to finish all challenge needs. To get a penthouse, you have to complete garden challenge .
  • For the challenge your life span can be change. You can stop your age to finish the challenges. 
  • Until you finish mandatory steps, you can not finish certain main goals. You can find this challenge in mandatory steps section.  Before you start your family, get a job & build your house you have to finish mandatory steps.
  • The age of Sim can be select and pause to complete the challenge.
  • You must select the aspirations and traits of Sims at the start of Challenge. 

Goals Of The Challenge And Other Mandatory Steps

The Rags And riches Challenge has main goals to attain after extreme mandatory rules. To finish the main goals you have to complete below needs. Once you finish this you can focus on main goals. The requirements of mandatory steps are as follows:

  1. Fully Furnished House which consists of a living a room, a kitchen, a dining room, two bathrooms, a pool, etc.
  2. Have a Family which will help in making other Sims. You can be a parents & grand parents also.\
  3. You can Opt for any career of your choice. The life time rewards, money from entrepreneurial can also be earned.
  4. Aspiration allows you to complete goals for husband / wife.
  5. Money Goals to have a home worth of billion dollars. You can increase amount in bank.

Build a Home and Home Requirements

To build a home, you need to fulfill some basic requirements. First you need to have some blueprints of the house. Then you need to furnish home with the following:

  1. At least two bedrooms.
  2. A living or family room.
  3. A dining, Kitchen or Drawing room.
  4. A pool and an outdoor garden.
  5. At least one or two Bathroom.

Building a Home

You Sim must have to attain Level 3 in Logic & Level 5 in Handiness Skill. Before you begin to build a home, you must pay a fine for noise pollution.

Building a Garden

You must finish the Mandatory steps for building a Home. To build a garden, you need Level 5 in gardening Skills. The level 7 handiness skill to place or build things outside. You must have one bedroom with a bed, living room, kitchen, bathroom with shower and toilet, etc.

The basic items like stove, table, counter, sink, fridge, etc are also needed. The blueprints of cost 600$ is must.

Have a Family and Family Requirements

Having a Family

Before you marry a Sim you must have a house for them to live in. Before aging up your toddler, they must have all skills as a toddler. To age up teen you need to finish one of these options : 10 Levels in one skills, perfect grades and 5 levels on any one skill. To Level up young adult, your sim have to finish one of these options : 10 Levels in 2 Skills, Part time job or 5 Levels in 2 Skills. You must have to pay for wedding for every pair of Sims.

Have a career and Career Requirements

The challenge allows you to select any career of your choice. You can do any regular job and use get to Work Expansion pack. You can also run a store or restaurant. The Entrepreneurial reward allows you to gain for life time. For that give training to Sims as many as possible. You have to reach level 10 of career you select.

Getting a Job

Before applying for a job, you must have a home address. Finish the mandatory steps for building a home. You need to pay $1000 for a college degree to get a job. The following each item must be in your house : a stove, a counter, a bed, a toilet. A chair and a fridge. 

The challenge allows you to select any career of your choice. You can do any regular job and use get to Work Expansion pack. You can also run a store or restaurant. The Entrepreneurial reward can be earn for life time. For that level 10 of career you opt must be attain. To earn $10000 from your business train many employees.

Money Goal and Money Requirements

You can make money using any options listed below. Also you do not have to pursue any career using the options.

  1. Gardening : you can not use your own seeds but you can plant them around the town.
  2. Painting : Start painting a lot with easels. You can not find easel around your house. Then you can get it from public lot or park. 
  3. Writing : You can access the library using computers.
  4. Programming : If you have no job yet you can earn money from programming. You can do programming on public park, but it is not allowed.
  5. Musical instruments : You can create tips by playing various musical instruments in town. Once you have starter house You can also buy your own.
  6. Collecting : You can collect items from your town. Then selling them will give you good money off.
  7. Comedy : This is not the fast way to earn money. But you can use Mic stand at night club.
  8. Video gaming : This is not profitable way to earn money. But this will pay some money with fun.


You need to finish at least two aspiration goal for both your original sim and Spouse. Also complete aspiration goal for each kid. You must do this when they are infant. Else it will hard to finish while they are adults.

Optional Rules

  • Get your original Sim and their Spouse to level 10 in any career.
  • Must have more than 2 children and at least 4 grand children.
  • Mischief with your kids.
  • Work hard in extra ordinary way at your job.
  • Finish every weekly pool parties at night clubs.
  • Expand your House and make it a mansion with expensive things.
  • Must collect items and recycle them to make money from dumpster area.
  • Divorce your wife. After having kids remarry her.
  • Keep children with you after divorce.
  • Have a amicable relationship with children.
  • Must have a part time job along with favourite hobby.
  • Finish night parties with highest success possible.
  • Must have at least 6 paintings on walls of house.
  • Woohoo in public places as well.
  • Host more than five weddings.
  • Must have a family with 1 million dollars.
  • Throw ten at least pool parties with guest swim in pool..
  • Must have triplets or twins.
  • Finish every optional aims available.
  • Reach level more than level 5 in every skills available in Game.
  • Visit every public places at least three times in game.
  • Finish one of your kids aspiration as an adult.
  • Second Finish aspiration of your grand children as a child.
  • Third Finish aspiration of your grand children as an adult.
  • Grow plants at tour pent house.
  • Must have Eco life style in earlier life.
  • Buy all life time rewards except potion of youth.
  • Read all the books in Sims library.
  • Must have at least one child and their kids live with original Sim and Spouse.

Optional Challenge

Sims 4 Rags to Riches Eco Life Style

Eco Life Style is new things in Sims 4. Freegan is the new trait of Eco Life Style. It hates to buy the things from Sims. They need everything free. And got angry for paying too money. You have to feed Sims from sustainable activities like fishing. For that craft furniture from woods. Eco lifestyle enhances productivity of your Sim. It gives you power to build house. You take advantage from wind mills, solar panels, etc.

Sims house can be lit up by using a single candle. For water you need conserve rain water from roofs. You can get a free meals from dumpster diving area. When you find things not safe to eat, you can recycle them to get new materials. Civil career has two branches: Green Technician and Planning. These are the only careers in Sims 4 Eco Lifestyle. Build generators to get electricity in house. You can even sell power to companies. This will raise your money. Dumpster area is actually best way to earn money. For that you have to recycle the items you get & fabricate them.

Sims 4 Rags to Riches Legacy Challenge

The Legacy Challenge is to make a rules so that you can change way to play game. In this Challenge you can make a single family or ten generations of family. For that you need to play game from start. Then create Sims using Create A Sim and using Custom Contents. You Can also create the neighbour around your house. Take extra care while naming your Sims. Especially last name, as it will be part of name in future. Using Sims Get to Work Expansion Pack you can make a Sim alien too.

The aspiration and traits for them can also be selected. You can use cheat codes to manipulate the things with ease. The game has famous Chateau peak lot. For that you can start the game with beginning but follows the rules as follows:

  • Start game in Season of Winter.
  • You can marry other sim while repaying amount.
  • Buy Knight of Knight of Octagon Table.
  • The Public park must have trait of Celebrity Home.
  • In order to repay loan amount but more Octagonal table before founder dies.
  • You buy objects but you have to buy before founder dies.
  • Place five bought items in lot, not in inventory. To repay the loan.
  • Money can be spent the way you want to but make sure to save them for loan.
  • Once loan is paid you can shift Celebrity home trait to plan.

Sims 4 Rags to Riches island Living

You can finish Rags to riches island Living challenge with expansion pack or in original game. The challenge rules will remain same as DLCs. Your Sim will live in the Sulani Island with Off The Grid Trait. The collectibles can not be get easily in Island. If you want to buy House your Sim must have $1000 in reserve. Doing beach combing, selling collectibles, etc you can earn money. You must have to reach level 5 of handiness skill to make a sale table. Sim can not go out of the island until lived in four walled house. You can not use fridge or heater to cook a meal. In meal you can eat a fish, pineapples, coconuts, etc as a meal. Plus, you can cook them on the camp fire.

The formal careers are not allowed in island. Children and toddler can go to school. But can not leave your baby sim at home alone. You can buy Outrigger Canoe after finishing Angling Ace. Once you finish beach life then you can marry Sim. The cheat codes can not be use except to start from beginning. You can alter your difficulty level of game and life span. Various traits can be buy & use. To make game hard, use Child of Ocean trait. Then you can not eat fish.

People also ask some questions

How to Make Money in Sims 4 Rags to Riches?

There are multiple ways to earn money in Sims 4 Rags to Riches. Following are the ways to make money:

  1. Gardening : You can earn big by selling apples and spinach.
  2. Painting : Finish your first master piece to get money.
  3. Writing : You can generate money by working from home.
  4. Active careers : Pursue Doctor, detective, astronomer or scientist career to earn money.
  5. Programming : It gives you plenty money when your Sims hacks.
  6. Fishing : It is a free form of making money when you need.
  7. Comedy : You can not earn much money but it can sustain your Sims family well.

What does Sims 4 Rags to Riches mean?

Sims 4 Rags to Riches is a challenge which brings up lives of Sims. You need to finish all main goals of game to finish the challenge. Before fulfilling main goals, you need to finish challenge of extreme rules.

The Rags to Riches challenge makes your Sims more productive. Also make sure you do not skip any of the main goal which are optional. The Sims 4 Rags to Riches further have three variations which are : Rags to Riches Island Living, Rags to Riches Eco Lifestyle & Rags to Riches Legacy Challenge.

How do you play Sims 4 Rags to Riches?

Sims 4 Rags to Riches gives you the power to control Sims. First you have to create Sim using Create a Sim. Then select the gender & number of Sims in family. You can even select traits & aspirations for your Sims. Get to Work Expansion pack can also make your sim alien. Choose the name of your Sims wisely, as they will be part in future.

Your Sims & Spouse must have to gain all the skill sets. Then you can play sims 4 Rags to Riches challenge. Any variation of challenge can be play according to skills. You must have a career, own home to finish challenge. Also finish the optional challenges parallel with main goals of game. You can alter your life span to finish the challenge. But you can’t use cheat codes except to restart.